
Expensive Heloise: Summer time will quickly be right here, and I felt it was essential to speak to my three youngsters about “stranger hazard.” Since all of them are younger (ages 4, 6, 7), I needed to ensure they understood that not all individuals are good or form.
We designed a secret code phrase in order that if anybody ever tells my baby that I despatched them to choose my baby up, the particular person has to know the key code phrase. If they do not know it, my baby is to yell and run as quick as they’ll to get away. If the stranger runs after them, they’re to run to a policeman, a girl with youngsters or right into a retailer the place there are individuals.
Yearly, too many youngsters simply disappear. — Juliet B., Maplewood, Minnesota
Juliet, each dad or mum ought to have this sort of code system in place with their youngsters. In line with www.factretriever.com, each 40 seconds a baby goes lacking within the U.S. The primary three hours are mentioned to be essentially the most essential to discovering a baby. Attributable to technological advances, about 99% of lacking youngsters come residence alive. For added data, go to www.findthekids.org. — Heloise
San Antonio, TX 78279-5001
Expensive Heloise: Some of the fashionable scams at current is to ship a letter or name somebody and inform them they’re a debt collector and demand cost. They could threaten to smash your credit score, name your employer (by no means inform them who your employer is) or to repossess your automobile or furnishings. If you already know that you do not owe the debt or in the event you paid off the debt, do not ship them cash. Generally they will say they by no means obtained your final cost or have not obtained a cost in a few years. It is often a scammer attempting to cheat you. They could even begin harassing you with cellphone calls. If this occurs, report them to www.usa.gov/stop-scams-frauds. And, as at all times, by no means give out any private or monetary data. If the so-called debt is for medical or dental companies, demand an in depth checklist of companies, medical doctors’ names and dates of companies. In the event that they refuse at hand over that data or if it is for companies that you just by no means obtained, it is a rip-off. — Harold P., Los Angeles
Expensive Heloise: Our daughter is graduating highschool this yr, and her aunt already has a present for her. I assumed it was a really intelligent thought, so I assumed I would cross this alongside.
Her aunt purchased a package that comprises a hammer, pliers, wrench, duct tape, nails in numerous sizes and some screws, together with a multi-head screwdriver. As I recall, I wanted this stuff after I was in school, so this package will turn out to be useful for my daughter! — Barbara W., Kearney, Nebraska
Barbara, I had a set of instruments after I was in school. My dad gave me a set, and I used to be very talked-about on my flooring! I marked my instruments with my initials in pink nail polish. That approach nobody might declare them besides me. — Heloise